Q: What benefits do they that are effectually called partake of in this life?
A: They that are effectually called do in this life partake of justification, adoption, and sanctification, and the several benefits which in this life do either accompany or flow from them.

Q: What is justification?
A: Justification is an act of God’s free grace, wherein he pardoneth all our sins, and accepteth us as righteous in his sight, only for the righteousness of Christ imputed to us, and received by faith alone.

Q: What is adoption?
A: Adoption is an act of God’s free grace, whereby we are received into the number, and have a right to all the privileges of the sons of God.

Q: What is sanctification?
A: Sanctification is the work of God’s free grace, whereby we are renewed in the whole man after the image of God, and are enabled more and more to die unto sin, and live unto righteousness.

(Questions XXXII, XXXIII, XXXIV and XXXV from the Westminster Shorter Catechism)